Author Guidelines

Author Guidelines

Instructions to Authors

Scope of journal: International Journal of Banking, Finance and Insurance Technologies (IJBFIT) is an official journal of the Research Lake Innovations. This journal publishes original articles, reviews, short communications, editorial and letter to editor etc. to promote the fundamental understanding of different field of Management, Economics, Financial regulations, Financial innovation, Banking & Insurance sector.

Manuscripts for submission to IJBFIT should be prepared according to the following instructions. If author does not comply with these instructions, those manuscripts will be sent back to authors or it will delay in publication.

Submission & Review Policies

Submission of manuscript:

All authors of an article must have accepted to its contribution to IJBFIT and responsible for the total content including Summary, citations and acknowledgments, and should agree that the corresponding author has the authority to act on their behalf regarding the submission, revision and final publication of the paper.

Author can submit the Manuscript through on-line via journal website or can send as an attachment through an email to IJBFIT.

Peer-review process: All submitted manuscripts are considered as very confidential and peer-reviewed by eminent scientific experts of our Journal Editorial board and anonymous reviewers. All submitted manuscripts are accepted based on the quality and novelty of the case study findings or observations and its scientific importance. Once the final revised or accepted manuscript complete the review process and proof editing work done as per the IJBFIT format and criteria, it will be scheduled for publication in the upcoming issue. If any manuscript rejected in review process then those papers won’t be peer-reviewed again.

Revision of manuscripts: After completing the review process by handling Editorial board member and reviewers the corresponding author is notified as soon as possible of the Editor’s decision to accept, reject, or request revision of manuscripts. When reviewers’ comments or suggestions are sent back to the corresponding author for revision, author should submit the revised manuscript along with response to reviewer’s as a cover letter describing the modifications that have been made as per every comment or suggestion given by reviewers. Any author fails to resubmit the revised manuscript within 4-6 weeks of the Editorial decision, it will be removed from our journal data bases or considered as a withdrawal by sending final notification to respective author.

Accepted manuscripts: IJBFIT will send all page proofs electronically to corresponding authors in PDF format, and the corresponding author must review their final version of PDF within 24-48 hours. If any typographical errors, incorrect data, and grammatical errors, and for updating information on references which were in press author can request the editorial office to make corrections but It is advised that this editing is only for limited changes but not for extensive corrections, additions, or deletions. Authors need to mark up their corrections on PDF and those marked up pages along with corrections list can be sent to journal editorial office by e-mail at editor.ijbfit@researchlakejournals.com

Publication charges:

Publishing with open access is not without costs, as we are not receiving any funding from external sources such as academic institutions, learned societies, government grants. International Journal of Banking, Finance and Insurance Technologies (IJBFIT) defrays those costs from article-processing charges (APCs) payable by authors once the manuscript has been accepted for publication. IJBFIT does not have subscription charges. Corresponding authors of accepted manuscripts for publication will receive an e-mail notifying them how to pay the publication charges by journal editorial office.

The basic article processing fee or manuscript handling cost is 1199 USD and it may vary based on the quality of article, more editing, coloured effects, number of pages of the article, etc., if any delay in payment will be charged as additional administration charges.

Preparation of Manuscripts

Publication types: Original or Research articles which provides the information on all aspects of computing and communication technologies, which can be used in banking and finance. that are well documented and easily available to understand to critical readers.

Review articles provide reviews of important subjects to researchers which are written by scientific experts in related fields of Management, Economics, Finance, Banking & Insurance sector.

Short Communications or Commentary articles describes basic or informative notes of leader’s opinion on significant subject and readers’ comments on published articles in IJBFIT and response from the authors.

Editorials presents information about the assessments, principles and policy of the editors or specialists in the Management, Economics, Finance, Banking & Insurance sector, mainly on ongoing technology to the academic community and research organizations.

Organization of manuscript

The manuscript should be prepared in the following sequence:

Cover letter, title page with authors and affiliations, abstract, keywords, main text, acknowledgments, references, table legends followed by tables, figure legends followed by figures.

Cover letter, title page, and figures Should be on separate files, and main texts are differently organized according to the publication type.

1) Cover letter

The cover letter to the Editor must declare that a submitted manuscript has not been published and is not under simultaneous consideration for publication elsewhere except in the form of an abstract. The cover letter must also state that authors agree that the manuscript may be considered as repeated or copied if the manuscript contains any part of the content that has already been published in any other article. The cover letter along with the manuscript must mention the type of manuscript and declaration on ethical issues and conflict of interests and complete contact information for the corresponding author.

2) Title page

The title page must include the title of the manuscript with a short running title, the authors highest degrees (e.g., MD, PhD) and their affiliations including name, detailed address, telephone number and email of each author.

3) Abstract and keywords

All original research, review articles and case reports must include abstracts of 200 to 250 words and should include the Objectives, Methods, Results, and Conclusions of the study. Minimum five keywords should be listed at the bottom of abstract. Selection of keywords should be done carefully because they will be used for subject indexing in this Journal and in other databases.

4) Text

The main content of original article should be prepared according to given subheadings: Introduction, Materials and Methods, Results, Discussion and Conclusion. The subheadings should be classified as I, 1. 1), and (1) in sequence.

5) Acknowledgments

All names of people or organizations who contributed substantially for the research as volunteers for administrative support, technical assistance, etc. can be acknowledged here. All sources of funding which are applicable to the study should be included here.

6) References

Authors are responsible for the accuracy and completeness of their references and correct in-text citations. In-text Citation should be made by giving in brackets such as [1], [2,3], [4-6], and [2,7-9]. All the references should be numbered and listed in order to appear in the text as citation. List all authors if there are less than or equal to three, and list the first three authors followed by “et al.” if there are more than three authors. Journal names should be abbreviated according to the examples used in Index Medicus and PubMed.

7) Tables and figures

Tables should be cited consecutively in the text. Each table should have a descriptive title and if numerical measurements are given, the units should be included in the column heading. Vertical rules should not be used.

Figures must be sent as a separate JPEG/JPG files with a minimum resolution of 300 dpi. Figures should be numbered in the order cited in the text. The complete sets of original figures including lettered and unlettered copies should be submitted. Colour figures are encouraged mostly. supplementary illustrations providing a better understanding of the figures are also encouraged. Subjects’ names should not appear on the figures. Images should be uniform in size and magnification. Illustrations should not specify any identifying information related to the subject and institution. Line drawings to specify particular area on figure should be with good quality. Written permission to be sent along with submission of manuscript for use of all previously published illustrations, and the source should be cited in the legends. Figure legends should be in the present tense (e.g., ‘Illustration shows...’). Legends must be double-spaced, not exceed 100 words.

Citations of tables and figures in the text must be presented as: Table 1, Figure 1, Tables 1 and 2, Figures 1 and 2, Tables 1-3, and Figures 1-3. If the text refers to both figures and tables, they should be mentioned as (Table 1; Figure 2) or (Tables 1-3; Figures 4-6).

Citation: XXX A, XXX B, XXX C, et al. [Article title]. Int J Bank fin Ins Tech. Month 2020;1(1): 001-003.

Articles published in IJBFIT will be Open-Access articles distributed under the terms and conditions of the Creative Commons Attribution Non-Commercial License (CC BY-NC). The copyright is retained by the author(s). The following note at the end of the published text will be included:

© 2022 by the authors; licensee Research Lake International Inc., Canada. This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution Non-Commercial License (CC BY-NC) (http://creative-commons.org/licenses/by-nc/4.0/).